Follow Christ, Lead the Way
Two students sitting on a bench

Over recent years college debt has increased at a growing rate with the Federal Reserve currently reporting the average amount of college debt to be $32,731. Of those who owe education debt, 10.3% are reported to be behind on their payments. The level of debt and negative impact to credit for those who default is a major burden to student’s financial security after graduation and their piece of mind.

Ohio Christian University, as a Christian institution, has a goal not only of education but also to instill principles of biblical stewardship into our students. Additionally, the university wants to ensure students are able to pursue their callings after graduation without financial restriction. To advance these goals, Ohio Christian recently partnered with Ardeo Education Solutions to offer the Payback Promise Loan Repayment Assistance Program to all incoming traditional undergraduate students.

“When we are dealing with our type of student,” said Vice President of Enrollment Kevin Jones, “a lot of ministry and education majors, there is a fear that the job they feel called for isn’t going to provide enough for them to pay back their loan. So, this is a way for us to guarantee it.”

Payback Promise program acts as a safety net that helps students repay federal, private, and Parent PLUS loans if they make under $45,000 after graduating from Ohio Christian. The level of assistance received is determined on a sliding scale, with graduates who make under $20,000 eligible for full reimbursement. The Payback Promise reimburses graduates quarterly for payments they have made towards their loan as long as they are working full time.

“Students need to realize that they still need to repay their loans,” said Director of Financial Aid Allison Browning. “it’s not just a free-for-all that we are going to pay back all of your loans with the Payback Promise.”

Both Jones and Browning said they believe the program will improve loan repayment rates because while it doesn’t take away the responsibility to pay, it does ease concerns about balancing their dream job with managing loan payments and living expenses.  

“I think students won’t be as intimidated about the repayment process if they know that there is help available,” Browning said.

The Payback Promise program covers students in any major and sets Ohio Christian apart from other universities in its commitment to support students even after graduation.

“We’re the only school in Ohio that does this for all our [traditional] students coming in,” Jones said. “It’s something that is completely free for the student. It’s not free for us but we think it’s a good investment.”

 

 

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CIRCLEVILLE, OH – A familiar face is once again killing it for Ohio Christian University, only this time her impact is being seen off the court. Lauren Ray, a 2018 Emergency and Disaster Management graduate of OCU, currently serves as the Assistant Director of Student Life – Housing and Discipline, a role she took over earlier this year. Lady Trailblazer Volleyball fans will remember Lauren as a key member of the program, playing for the team for three seasons (2015-17). Originally from Canal Winchester, OH, Lauren transferred into OCU following her freshman year at Ohio University,
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Online Emergency & Disaster Management Program Ranked #2 in the Country image

Online Emergency & Disaster Management Program Ranked #2 in the Country

Online Emergency & Disaster Management Program Ranked #2 in the Country image

Published: March 18, 2020

Ohio Christian University’s online Bachelor of Arts in Emergency
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Best Online Colleges Award

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Published: March 13, 2020

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Ohio Christian: A Leader in Online Education image

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Published: March 9, 2020

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Archived Articles of Interest

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Published: July 18, 2019

Ohio Christian University recently announced two new concentrations in the Bachelor of Arts in Business degree for students in the Adult
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Emergency Management Degree Now Offered Online

Emergency Management Degree Now Offered Online image

Published: June 17, 2019

A bachelor’s degree in Emergency and Disaster Management is now available through Ohio Christian University's Adult
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Incoming student Molly Taylor and her mother, Kitty Stone sit at an orientation meeting.

Published: June 14, 2019

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2019 Graduates Celebrate Commencement image

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Published: May 5, 2019

On Saturday, May 4, 2019, Ohio Christian University held its 70th-year Commencement Ceremonies at the university’s main campus in Circleville, Ohio. There were 664 associate, bachelor, and master level graduates invited to the Ohio ceremony that earned their degrees. Kristen Muzzy was the 2019 Commencement Address speaker. Muzzy is the President and co-founder of the World Alliance for the Volunteer Economy or WAVE. As a survivor of human trafficking, Muzzy spoke about God’s love and the plan He had for her trials in bringing her closer to Him. In her early life, she felt like the
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On Saturday, May 4, 2019, Ohio Christian University held its 70th-year Commencement Ceremonies at the university’s main campus in Circleville, Ohio. There were 664 associate, bachelor, and master